Parlant au nom de Dynamique entrepreneuriale du Haut-Ogooué, c’est le Docteur Martin Akouangou le Coordonnateur qui a introduit les travaux sous le thème : « évaluer l’entrepreneuriat altogovéen dans la participation à l’économie nationale ». Les travaux de la première édition des assises de l’entrepreneuriat se poursuivant au jardin municipal d’Owendo ce jusqu’au 31 juillet prochain, l’espoir de voir ce lieu grouiller de monde est permis, au regard du bénéfice à en tirer, sachant que les exposants originaires des neuf provinces du Gabon y sont attendus.
Il convient de signaler que les travaux de cette rencontre visent à peser le poids des entrepreneurs du Haut-Ogoué, mais aussi à leur donner des rudiments nécessaires pour mener à bien leurs différentes activités, et proposer quelques facilités à ces derniers : c’est d’ailleurs ce qui a justifié la présence de Jean-Francis Essembessame, le Directeur Commercial de Finam, selon le Docteur Martin Akouangou le Coordonnateur.
Donnant quelques conseils aux entrepreneurs, Martin Akouangou a expliqué le bienfondé de travailler en synergie : « pour grandir il ne faut pas rester dans l’individualisme. Si nous voulons grandir, nous devons créer des cohésions, nous avons besoin d’être ensemble, nous devons aller capter de la valeur ajoutée et il y’a des institutions financières qui sont au niveau de Libreville et de Franceville sur lesquelles nous pouvons essayer de construire une dynamique ensemble, essayer de proposer des choses, regarder si nous pouvons mettre en place des conventions qui peuvent nous aider à devenir plus grand demain.[…] Un financement qui se fait par fonds propres nous ruine ; ce sont les banques qui financent les entreprises et les PME : dans ce sens que nous avons voulu que la Finam nous aide et participe à ces assises ».
Si les banques traditionnelles ne peuvent pas octroyer des crédits aux petites entreprises, les micro-finances comme Finam se proposent d’accompagner ces dernières depuis 2005. Mais pour en bénéficier, le sérieux de l’entrepreneur ajouté au respect scrupuleux de l’échéancier de remboursement pour être en adéquation avec « L’incursion financière » entre autres, doivent être de mise.
C’est ainsi que pour rendre l’accès facile au financement, Finam propose le crédit tontine considéré comme le préféré des entrepreneurs. En quoi consiste-t-il ? « Les collecteurs vont récolter les épargnes journalières ou hebdomadaires auprès des entrepreneurs et chaque jour, ils versent dans notre compte à Finam et au bout de trois mois, si l’entrepreneur est sérieux dans cette collecte, la Finam serait prête à financer à hauteur de 2,5 voir 5 millions de francs en fonction de la mise, ce qui permettrait à l’entrepreneur d’avoir accès au financement », a expliqué Jean-Francis Essembessame, le Directeur Commercial de Finam.
Une intervention qui naturellement a suscité des réactions au niveau des entrepreneurs qui par cette déclaration, ont vu une opportunité. Dynamique entrepreneuriale du Haut-Ogooué entend mener des actions concrètes en vue d’être assez représentative dans l’économie nationale. Mais en attendant, les stands présentant des produits artisanaux et made in Gabon sont bien achalandés et n’attendent que les visiteurs.
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